Commercial & Retail Debt Collection Litigation

Helping Your Business Recover Debts

Our firm practices in the areas of commercial and retail debt collection litigation and the enforcement of creditors' rights. Bernard D’Orazio is an aggressive and dedicated collections lawyer who assists clients with collecting various types of debts, including debts that are owed to small and large businesses, landlords, co-ops and condos, law firms and other professionals, banks and finance companies, and individuals.

As a business, you extend your services and sell goods with the expectation of future payment. Attorney D’Orazio understands the negative financial impact that unpaid debts can have on your business. We practice in the area of commercial and retail debt collection law, including:

• Loans, Guaranties, and Other Types of Credit
• Debts for Goods Sold and Delivered
• Attorneys’ Fees and Other Professional Services
• Rent Arrears and Unpaid Condominium and Co-Op Charges
• Breach of Contract

Loans, Guaranties, and Other Types of Credit

Since 1993, Bernard D’Orazio, an experienced and aggressive collections lawyer, has helped banks and other financial institutions collect debts. He understands that outstanding debts can have a negative impact on your business.

Collection of Unpaid Loans

We represent banks and finance companies in litigation to collect debts and unpaid loans. We also have extensive experience representing creditor’s owed balances due on automobile loans, including replevin actions (actions to recover possession of property subject to a creditor’s lien).

Business Debt Collections

When a business defaults on a commercial loan, a bank may obtain a judgment against the business, and possibly the business owner. If a business owner has personally guaranteed the loan, he or she is liable for the unpaid debts of the business. We represent banks seeking to collect business debts, credit card debts, and other types of secured and unsecured loans.

Attorney D’Orazio has the skill to provide you and your business with effective representation in commercial debt collection matters. We accept certain debt collection cases on full or partial contingency fee basis.

Debts for Goods Sold and Delivered

When customers fail to pay a bill for goods that your business has manufactured and delivered, an experienced commercial collections lawyer can help. Bernard D’Orazio has extensive experience assisting businesses seeking to collect unpaid balances. Attorney D’Orazio represents clients throughout New York in commercial collections litigation, and he has a broad understanding of applicable commercial collections laws and rules of procedure in the New York and federal court systems.

Effective Debt Collection Representation

Bernard D’Orazio can represent your business in many different types of commercial and debt collection matters, including actions to collect debts owed under loan agreements, retail installment contracts, secured transactions, negotiable instruments, promissory notes for goods sold and delivered, and open accounts. Our firm can also help you with actions brought under the Uniform Commercial Code (U.C.C.) to recover unpaid balances from the sale of commercial goods, in replevin actions (actions to recover property subject to a creditor’s lien), and other contractual and commercial issues. If your business is involved in a dispute over an unpaid invoice or a letter of credit transaction gone awry, we can provide assistance.

At the Law Offices of Bernard D’Orazio, P.C., we listen to the needs of our clients and then design a strategy based upon those needs. Our ultimate goal is to secure the greatest monetary recovery in the shortest amount of time.

Attorneys’ Fees and Other Professional Services

Like any other business, law firms and other professionals have the right to file a claim against clients who are delinquent in paying their bills. Our firm represents law firms and other professional businesses dealing with outstanding debt.

Law Firm Collections

Many lawyers do not wish to take on the collection of their own fees. A collections attorney with experience collecting legal fees can be an excellent choice. We represent many lawyers seeking to recover fees through New York’s fee arbitration program, where required, and in litigation.

Collections attorney Bernard D'Orazio represents law firms in collections on a contingency fee basis.

Professional Service Providers

Our firm represents businesses that provide a variety of professional services. Consulting firms, accountants, real estate brokers and agents, doctors and other health care professionals, and others may need a collection attorney when a client fails to pay for services rendered. We can help you recover unpaid fees.

Rent Arrears and Unpaid Condominium and Co-op Charges

Evicting a residential or commercial tenant is often the prime goal of a landlord faced with a delinquent tenant. The issue of recovering unpaid rent is often overlooked. We can help you attempt to recover rent arrears. Co-ops and condominiums also often have large amounts of common charges or maintenance arrears on their books. We represent landlords, co-ops, and condominiums in efforts to collect debts.

Our firm, located in New York City, concentrates on representing residential and commercial property owners, co-ops, condos, and landlords in obtaining payment of arrears; however, we do not handle Landlord-Tenant actions seeking the eviction of tenants.

Commercial and Residential Landlords

As a landlord of commercial and residential property, having tenants who are delinquent in paying rent can be devastating. Whether a landlord of one residential unit or a property management company with hundreds of units across the city, our collections lawyer will bring a lawsuit against your tenants to obtain a money judgment to recover unpaid rent. We can collect on judgments under New York law by garnishing wages, seizing bank accounts, filing liens, and freezing assets.

Co-ops and Condo Associations

When a member of a co-op or condominium association fails to pay association dues or other maintenance costs, our firm can help you collect. Condominiums and co-ops can place a lien against an owner’s unit, but this often does not generate a rapid recovery. An alternative is to file a lawsuit against the owners, obtain a monetary judgment, which we can then enforce with a wage garnishment or bank levy. This approach can generate a recovery now or even force a settlement of the entire debt.

Collections attorney Bernard D'Orazio helps co-ops and condominium associations throughout New York City collect unpaid rents and fees. If you need assistance with collecting money from a tenant, co-op, or condo owner, contact us to speak to an experienced collections lawyer.

Breach of Contract

Our firm practices in the area of commercial goods disputes, particularly disputes about items that have been sold and delivered, but not paid for. If a customer fails to pay for goods that you have sold and delivered, and has breached the contract you have with him or her, you may be able to sue for the unpaid balance.

Bernard D’Orazio is an experienced lawyer who can help your business with debt collections. Attorney D’Orazio represents large and small businesses located throughout New York City.

If your customer has breached an agreement to pay for goods sold, contact the Law Offices of Bernard D’Orazio, P.C. to speak with a skilled business litigator.